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Independent site: not an insurer or a broker. ZIP code figures describe the HO-3 and HO-5 policies of the insurers that reported to regulators for 2018 to 2022, not your home: your own premium depends on the house, its roof, its rebuild cost, your deductible and your claims. Only an insurer or a licensed agent can quote it. General information, not financial advice; the site earns nothing from any insurer or agent.
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